Will Creation refers to intergenerational transfer of wealth. It would be greatly desired by every individual to leave behind his assets in the right hands. It is important to write a WILL and clearly mention the distribution of his wealth. After all you would want your loved ones to live in harmony without squabbling over the distribution of assets.
If you have nominated someone in a financial product, then its ownership does not automatically pass to Him / Her.
Nominee is not a legal heir.
Since you will not be around to ensure distribution, specify executor of WILL.
Though, legally WILL does not require to be registered/notarised/ on stamp paper, a registered WILL eliminates chances of litigation to a very great extent.
You can change WILL at any time.
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